Conveyancing in Sefton
Conveyancing is the legal process of buying and selling property, where a solicitor ensures that the transfer of ownership complies with legal requirements. If you need a solicitor for conveyancing in Sefton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Sefton and throughout Merseyside with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Birkenhead, Liverpool, St Helens and Wirral
Buying property in Sefton
The Metropolitan Borough of Sefton is in Merseyside and was formed by the amalgamation of the county boroughs of Bootle and Southport, the municipal borough of Crosby, the urban districts of Formby and Litherland, and part of West Lancashire Rural District.
Its western area is bounded by the 22 miles of beautiful coastline between Bootle and Southport and it extends southwards to Liverpool and eastwards towards Knowsley and Aintree.
Whether you are looking to buy your first home, sell a property, remortgage or transfer equity, our Sefton conveyancing guide will help answer your questions:
Council Tax in Sefton (2023/24)
| Band | Amount |
|---|---|
| A | £1,486.74 |
| B | £1,734.53 |
| C | £1,982.32 |
| D | £2,230.11 |
| E | £2,725.69 |
| F | £3,221.27 |
| G | £3,716.85 |
| H | £4,460.22 |
What do Sefton conveyancing solicitors do?
A solicitor helps the buyer with the legal side of buying a property.
They will raise questions for the seller, order property searches, review the contract of sale, and fulfil post-completion formalities, like paying Stamp Duty Land Tax and registering the property ownership with the Land Registry.
Further to the standard checks and searches, Sefton conveyancing solicitors would also undertake searches for flood risk and historic industrial activity.
Are you buying a property with a mortgage?
Whether you are buying a house of multiple occupancy (HMO) or buying your first home, your solicitor must also complete legal work for your lender.
Your transaction could take weeks longer and cost more if your solicitor is not on your bank or building society's panel.
Our chosen panel solicitors have established relationships with the majority of building societies, banks and lenders, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist Sefton buyers with conveyancing for:
Approximately half a million listed buildings exist in England and Wales - around 590 of which are in Sefton Metropolitan Borough Council. Listed buildings and properties in and near to Sefton include: Owning a listed building can be a challenge for the unwary. Examples of the duties faced by listed property owners include regular upkeep, consent required for energy efficient alterations and public access to certain areas. Our expert conveyancing solicitor panel will clarify the commitments a listed building owner must make. Read more:Buying a listed building
Leasehold flats
can be complex when compared to purchasing a freehold. The many potential complications lying in wait for an uninformed purchaser can include legally technical issues like and excessive freehold premiums.
A good property lawyer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Sefton
For the sale of a home in Sefton, your conveyancing solicitor will compile key documents, including the draft contract and property information forms, and help you fill out this paperwork.
Responsibilities include answering enquiries from the buyer's solicitor and sorting out potential snags. Your solicitor will also work with both sides, including estate agents, landlords and lenders, so your move is completed successfully.Is there anything to be aware of if selling a leasehold property in Sefton?
The conveyancing process for a leasehold property is significantly more specialised than for a freehold property.
The complexities of leasehold mean conveyancing solicitors in Sefton must carry out additional legal work. This can involve getting all relevant freeholder information, through to details of any disputes with the current leaseholder.
So as to resolve any leasehold-related problems sooner, It is strongly advised that the vendor contact a Sefton conveyancing solicitor as soon as an estate agent is chosen.
Conveyancing for selling a property
Remortgage conveyancing in Sefton
The current Bank of England base rate is 5.25% (7 December, 2024)
Before you instruct a remortgage solicitor, you will need to check that your conveyancer can act for your bank or building society.
We work with solicitors who are members of all major lenders' panels, so whether you are changing to a discount mortgage with TSB or moving to a shared ownership mortgage with Atom Bank, we can help.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
If you are intending to make changes to the ownership of your property, whether you are buying out an ex-partner after a separation, gifting a home or inheritance tax planning, you'll need to carry out a transfer of equity. Your solicitor will complete the process for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much should I budget for conveyancing in Sefton?
Legal fees
These legal fees are paid to your conveyancing solicitor for the legal work that they complete during your property transaction. The conveyancing quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes.
Disbursements (costs payable to third parties)
Disbursements are fees that your conveyancing solicitor will have to pay on your behalf for third-party services. Examples of disbursements include Stamp Duty and Land Registry fees.
Read the terms and conditions
Some firms include additional fees in the small print, resulting in a higher-than-expected final bill. If you are comparing quotes, beware of hidden fees or extra charges.
