Conveyancing in Liverpool
Conveyancing is the process of preparing legal documents for a property sale, remortgage or lease extension, and transferring legal ownership if the property is being sold. If you need a solicitor for conveyancing in Liverpool, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Liverpool and throughout Merseyside with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Liverpool
The city of Liverpool in Merseyside has one of the largest economies in the UK.
Historically its growth came from its importance as a major port and trading city, and recent multi-million pound investments will ensure that the Port of Liverpool continues its expansion. Throughout the rest of the city significant regeneration since 2010 has made Liverpool an attractive place to set up home. This is reflected in its demographics, with just under half the population being under 30 years old.
With the new development at Liverpool Waters just getting under way, and a huge range of cultural and leisure attractions, the city continues to be a vibrant place to live and work.
Council Tax in Liverpool (2023/24)
Band | Amount |
---|---|
A | £1,538.37 |
B | £1,794.76 |
C | £2,051.15 |
D | £2,307.55 |
E | £2,820.34 |
F | £3,333.13 |
G | £3,845.92 |
H | £4,615.10 |
What does a Liverpool conveyancing solicitor do?
A conveyancer or solicitor steers the buyer through the legal aspects of the transaction.
Your solicitor will perform required due diligence, including obtaining searches from relevant authorities, such as Liverpool Council, raising questions about how the seller has used the property and completing the registration of your ownership.
Liverpool conveyancing solicitors could also undertake searches for flood risk and historic industrial activity.
Will you be taking out a mortgage?
Whether you are buying a leasehold flat or buying a commercial property, your solicitor must also complete legal work for the bank arranging your mortgage.
If your conveyancer is not on your chosen lender's panel, your purchase could take weeks longer.
We work with conveyancers who can represent the vast majority of building societies, banks and lenders, helping to facilitate a faster completion for your purchase.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can assist Liverpool home buyers with the legal work for:
Roughly 500,000 listed properties exist in England and Wales, 1,554 of which are in Liverpool City Council. Listed buildings and properties in and near to Liverpool include: Owning a listed building brings its own set of challenges. Examples of the duties that listed building owners face include consent for additions like solar panels, and . Our experienced panel of solicitors will explain to you what commitments you are making as a listed building owner. Read more:Buying a listed building
When purchasing a share in a property from a not-for-profit housing association, you should use a specialist property lawyer. Purchasing a shared ownership home is more complex than a straightforward purchase. This is because shared ownership homes are all leasehold. With years of experience, our specialist panel of solicitors will assist you with every step of the process.Shared Ownership
New Build Conveyancing
The conveyancing process for buying a new build in Liverpool can be complicated compared to other types of conveyancing.
A property lawyer in Liverpool must be able to deal with things like dealing with fast exchange timeframes, ensuring new estate roads are adopted and registering ownership with warranty providers such as NHBC Buildmark, Advantage and BLP.
Read more:
Selling property in Liverpool
When selling a Liverpool home, your conveyancer will compile key documents, like the title deeds and assorted property information forms, and help you fill out this paperwork.
They will handle questions from the buyer's side and sort out potential snags. Your lawyer will also communicate effectively with the other parties, like estate agents and banks or building societies, so your move is completed successfully.
Does sale conveyancing take longer for leasehold?
Yes, compared to freehold conveyancing. The conveyancing for selling a leasehold property usually takes longer.
The buyer's conveyancer will want to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and details of any breaches by other leaseholders. The time required by your lawyer to get these documents together is the common cause of such delays.
It can take a long time to gather these details if it is difficult to contact the agent responsible for managing the property, so your solicitor should commence this before a buyer has even been found.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Liverpool
The current Bank of England base rate is 5.25% (7 December, 2024)
You will need to check your preferred solicitor is on your lender's panel before you instruct.
We work with solicitors who are members of all major lenders' panels, so whether you are changing to a 30-year mortgage with Yorkshire Building Society or taking out a guarantor mortgage from Holmesdale Building Society, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity in Liverpool
If you are intending to change the ownership structure of your property, whether you are buying out an ex-partner after a separation, inheritance tax (IHT) planning or transferring the ownership of your home to your daughter, son or other family member, you will need to transfer equity. Your property lawyer will complete the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Liverpool?
Conveyancing legal fees
Your conveyancing solicitor's quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes. These legal fees are paid to your solicitor or conveyancer for the legal work that they complete for you.
Disbursements
Disbursements are fees that your solicitor or conveyancer will have to pay on your behalf for third-party services. Third-party disbursements include Stamp Duty and Land Registry fees.
Check what's included in your quote
When you compare conveyancing quotes, watch out for additional charges. Some firms set out additional charges in the small print. This can mean an inflated final bill.