Conveyancing in Swanley
When you buy, sell or remortgage a property, a solicitor or licensed conveyancer will handle the legal work. If you need a solicitor for conveyancing in Swanley, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Swanley and throughout Sevenoaks with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Swanley
A town in the Sevenoaks District of Kent, Swanley is known for its range of shops and eateries, and Swanley Park, a popular attraction with a variety of facilities.
Swanley railway station provides services to London, making it a convenient location for commuters. The town has a population of approximately 21,000.
Council Tax in Swanley (2023/24)
Swanley is in Sevenoaks District Council.
| Band | Amount |
|---|---|
| A | £1,467.99 |
| B | £1,712.66 |
| C | £1,957.32 |
| D | £2,201.99 |
| E | £2,691.32 |
| F | £3,180.65 |
| G | £3,669.98 |
| H | £4,403.98 |
What does a property lawyer do?
Your lawyer will address all the legal details of the transaction. This means performing due diligence on the property purchase, including raising enquires, arranging searches from entities including Sevenoaks Council, reviewing contracts of sale and registering the change of ownership.
Further to the standard checks and searches, Swanley conveyancing solicitors may undertake chalk mining searches.
Purchasing with a mortgage?
When you buy a property with a mortgage, the bank must ensure the home's value will cover the value of the loan.
Your transaction could take weeks longer if your lawyer is not on your lender's panel.Our chosen partner solicitors have established relationships with the majority of banks and building societies, from major banks like Metro Bank to smaller, specialist lenders including Atom Bank - helping to facilitate a faster completion for your purchase.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
Buying a leasehold property
Selling a leasehold property can be very involved. The many potential problems awaiting the unsuspecting purchaser can include legally technical issues like unreasonable managing agent fees and onerous clauses in the lease.
An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
4.8 out of 5
When we factored in eveything that was included - this was the best quote we could find
Selling a house or flat in Swanley
When selling a house or flat in Swanley, your lawyer will assemble all essential documents, including the contract of sale and the TA6 and TA10 property information forms, and help you fill out this paperwork.
They will address potential issues, advise on enquiries sent by the buyer's conveyancer and handle the mortgage redemption.
Your solicitor will also work with both sides, including estate agents and banks or building societies, to make sure your sale of your home is completed without incident.
I am selling a leasehold property in Swanley - what do I need to know?
Conveyancing for a leasehold flat is significantly more involved than for a freehold property.
The complexities of leasehold mean conveyancing solicitors in Swanley will usually undertake extra work, which could include sourcing the latest service charge and ground rent statement, through to a copy of the insurance policy.
In order to resolve any leasehold problems faster, It is highly recommended that you instruct a lawyer as soon as possible.
Conveyancing for selling a property
Remortgaging
The official base rate is 5.25% (12 October, 2024)
You should verify the remortgage solicitor you have picked is on your mortgage lender's legal panel before you instruct.
We work with remortgage solicitors who are approved members of the majority of building societies and banks, so whether you are changing to an offset mortgage with NatWest or moving to a first time buyer mortgage with Bluestone, our panel solicitors can guide you through the remortgage process.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Swanley
Whether you are adding a new partner, inheritance tax (IHT) planning or transferring the ownership of a property (in part or in full) to your children, you will need a solicitor who specialises in transfers of equity. Your legal representative will handle all the required documentation for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Swanley conveyancing fees?
Conveyancing legal fees
Your solicitor's quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes. These fees are what your solicitor charges you for the legal services they provide during your property transaction.
Conveyancing disbursements
Disbursements are the payments incurred by your solicitor during the conveyancing process. Examples of disbursements include Stamp Duty, property searches and a leasehold information pack.
Check what's included in your conveyancing quote
When you compare conveyancing quotes, beware of hidden fees or extra charges. Some firms may include additional charges in the small print, resulting in an inflated final bill.
