Conveyancing in Thame
Conveyancing is the process of preparing legal documents for a property sale, remortgage or lease extension, and transferring legal ownership if the property is being sold. If you're looking for a conveyancing solicitor in Thame, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Thame and throughout South Oxfordshire handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Thame
A market town in Oxfordshire, Thame is known for its historic charm, with a 13th-century parish church and many old and characterful buildings. It offers a variety of independent shops, restaurants, and a bustling weekly market. Thame Museum is a popular local attraction.
With good road links to Oxford and Aylesbury via the A418, and Haddenham and Thame Parkway station offering train services to London Marylebone, Thame is well-connected. The town has a population of approximately 11,000.
Council Tax in Thame (2023/24)
Thame is in South Oxfordshire District Council.
Band | Amount |
---|---|
A | £1,493.43 |
B | £1,742.33 |
C | £1,991.23 |
D | £2,240.14 |
E | £2,737.95 |
F | £3,235.76 |
G | £3,733.57 |
H | £4,480.28 |
What do conveyancing solicitors do?
A property lawyer will handle all the legal elements of the transaction. This means carrying out comprehensive due diligence, like arranging property searches, raising questions about how the seller has used the property, ensuring necessary funds are correctly transferred and registering the change of ownership.
Thame conveyancing solicitors may also carry out radon searches and additional checks and covenants, if required, for property in conservation areas.
Will you be taking out a mortgage?
Whether you are buying your first home or purchasing a holiday let, your solicitor must also complete legal work for the bank. Acceptance on a lender's panel means your solicitor can act for your bank.
Over 100 building societies, banks and lenders have approved our chosen partner solicitors, so we can help you complete your Thame transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also assist home buyers in Thame with the legal work for:
When you purchase a house or flat in a Thame conservation area, your conveyancing solicitor will need to check for potential planning issues, which could include obligations towards property maintenance or lack of consent for dormer windows. Conservation areas in Thame and the South Oxfordshire local authority include:Conservation area
There are over half a million listed properties across the country - around 3,360 of which are in South Oxfordshire District Council. Thame listed buildings and properties include: There are many additional things to consider when buying a listed building. Examples of the duties faced by listed property owners include a duty to maintain the exterior appearance, required consent for any alterations and public access to certain areas. Our specialist panel of solicitors will advise you on the commitments a listed building owner must make. Read more:Buying a listed building
Selling a house or flat in Thame
When selling a Thame home, your conveyancing solicitor will compile key documents, including property information forms and the title deeds. The lawyer's duties entail addressing snags like lack of consent for alterations, responding to the buyer's solicitor's questions and handling the mortgage redemption.
Your lawyer will communicate effectively with the other parties, including estate agents, landlords and lenders, confirming that the sale of your home completes without delay.
What do I need to know if selling a leasehold property in Thame?
Conveyancing for a leasehold flat is significantly more involved compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Thame must undertake additional tasks, including obtaining an up-to-date service charge statement, through to details of planned major works.
So as to resolve any leasehold-related difficulties sooner, It is highly recommended that the vendor contact a property lawyer as soon as possible.
Conveyancing for selling a property
Remortgage in Thame
The base interest rate is 5.25% (17 January, 2025)
You should check the solicitor that you want to handle your remortgage is on your mortgage lender's legal panel before you instruct.
We work with solicitors who are on the panels of all major mortgage lenders, so whether you are changing to a fixed rate mortgage with Virgin Money or taking out a buy to let mortgage from Coventry Building Society, we can help take care of the legal side.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are giving a property to a family member, tax planning for the future or taking over the share of another owner, you'll need a transfer of equity solicitor.
Your legal representative will handle all the required documentation and register the new interest at HM Land Registry for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Thame?
On a conveyancing quote, the various costs or charges can be split into two types:
Legal fees
The conveyancing quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. These fees are what your solicitor or conveyancer charges you for the work they carry out on your behalf.
Disbursements
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, such as Stamp Duty and property searches.
Are the conveyancing fees fixed?
Beware of extra fees, when comparing quotes. Some solicitors' quotes include extra costs in their terms and conditions, resulting in a higher final bill.