Conveyancing in Totton
Conveyancing is the legal process involved when ownership of a property is transferred from the seller to the buyer. If you need a solicitor for conveyancing in Totton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Totton and throughout New Forest handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Basingstoke, Eastleigh, Portsmouth and Southampton
Buying property in Totton
A town in Hampshire, Totton is known for its range of shops, the Testwood Lakes Nature Reserve, and the scenic New Forest National Park nearby.
With Totton railway station providing services to Southampton, and good road links via the M27 and A35, Totton is conveniently located. The town has a population of approximately 29,000.
Council Tax in Totton (2023/24)
Totton is in New Forest District Council.
Band | Amount |
---|---|
A | £1,393.71 |
B | £1,625.99 |
C | £1,858.27 |
D | £2,090.56 |
E | £2,555.13 |
F | £3,019.70 |
G | £3,484.27 |
H | £4,181.12 |
What do Totton conveyancing solicitors do?
Your solicitor will address all the legal details of transferring ownership from the seller to the buyer. This means performing due diligence on the property, such as arranging searches from entities including New Forest Council, raising questions for the seller's solicitor and registering you as the new owner at HMLR.
Totton conveyancing solicitors could also undertake flood risk searches.
Are you buying a home with a mortgage?
When you buy a property with a mortgage, your lender will verify that the property meets their mortgage criteria.
Lender panel approval means your solicitor is able to represent your chosen mortgage provider.
Over 100 building societies, banks and lenders have approved our chosen panel solicitors, so we can help you complete your Totton transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can assist Totton buyers with conveyancing for:
When you purchase a property in a conservation area, your property lawyer will need to check for potential planning breaches, e.g. obligations towards property maintenance, and lack of conservation area consent for alterations. Conservation areas in Totton and across the New Forest local authority include:Conservation area
There are more than half a million listed properties across the country, and around 1,740 of which are in New Forest District Council. Listed buildings and properties in and near to Totton include: Buying and owning a listed building is not for the faint-hearted. Our expert conveyancing solicitor panel will help you understand what commitments you are making as a listed building owner. Examples include required consent for any alterations, and an obligation to use specialist contractors. Read more:Listed buildings
New Build Conveyancing
The conveyancing process for purchasing a new build property in Totton is often complex.
A conveyancing solicitor in Totton will need to be qualified to handle things like handling deposits, ensuring that the contract is in the buyer's favour and checking new build warranties with warranty providers such as NHBC, Advantage HCI and Q Assure.
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Leasehold flats
Purchasing a leasehold house or flat in the UK can be complicated. The many potential complications awaiting an uninformed buyer can include legally technical issues like unpaid service charges by the existing leaseholder and leases with fewer than 80 years to run.
A good property lawyer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a property in Totton
At the start of the property selling process in Totton, your solicitor will prepare vital paperwork, including the sale contract and the various property information forms.
The role of a conveyancer acting for the seller includes resolving any potential issues and responding to the buyer's solicitor's enquiries. By taking action to work with both sides, like estate agents and banks or building societies, your lawyer will help make sure your sale completes quickly.Is there anything to be aware of if selling a leasehold property in Totton?
Conveyancing for a leasehold flat is significantly more protracted in comparison with a freehold house.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Totton, including getting all relevant freeholder information, through to a copy of the insurance policy.
To reduce leasehold-related delays, It is recommended that the seller instruct a solicitor as soon as an estate agent is chosen.
Conveyancing for selling a property
Remortgage conveyancing in Totton
The current Bank of England base rate is 5.25% (7 December, 2024)
You should check your chosen remortgage solicitor is approved by your lender before you instruct.
Our remortgage panel solicitors can work on behalf of almost all mortgage lenders, so whether you are changing to a 30-year mortgage with Lloyds Bank or moving to a variable rate mortgage with Hinckley and Rugby Building Society, we can help take care of the legal side.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Totton Transfer of equity
Whether you are adding a new partner to your property's title, transferring the ownership of a property (in part or in full) to your children or dealing with inheritance tax planning, a transfer of equity is required.
Your lawyer will quickly and efficiently complete the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Totton?
Conveyancing fees
These fees are what your solicitor or conveyancer charges you for the work they complete during your property transaction. The quote will set out the legal fees (inc. VAT) that you pay when the property transaction is complete.
Disbursements
Disbursements are fees that your solicitor or conveyancer will have to pay on your behalf for third-party services. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the T's & C's
When you compare conveyancing quotes, watch out for undisclosed fees missing from the original quote. Some firms include additional fees in their terms and conditions, resulting in a total cost that's much higher than the initial quote.