Conveyancing in Cardiff
Conveyancing involves the legal work and documentation required to transfer a property from the seller to the buyer. If you're looking for a conveyancing solicitor in Cardiff, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Cardiff and throughout Glamorgan with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Cardiff
The Welsh capital, Cardiff, is the chief commercial centre of Wales and the main engine of growth in its economy. Recent regeneration projects have attracted sizeable investments across all sectors - leisure, retail and business.
Situated near the Glamorgan Heritage Coast, Cardiff also has extensive parkland within its city boundaries, with green spaces accounting for 10% total area.
Thriving cultural events and strong nightlife scene add vitality to the city, making Cardiff an attractive place to live and work.
Council Tax in Cardiff (2023/24)
| Band | Amount |
|---|---|
| A | £1,143.69 |
| B | £1,334.31 |
| C | £1,524.92 |
| D | £1,715.54 |
| E | £2,096.77 |
| F | £2,478.00 |
| G | £2,859.23 |
| H | £3,431.08 |
| I | £4,002.93 |
What do Cardiff conveyancing solicitors do?
Your property lawyer will address all the legal details of transferring ownership from the seller to the buyer.
Your solicitor will order searches, raise questions for the seller's solicitor, review the lease (if applicable), and handle post-completion tasks, such as paying LTT and HMLR registration.
Cardiff conveyancing solicitors could also undertake coal mining searches due to the history of the South Wales coalfield.
Are you taking out a mortgage?
When you buy a property with a mortgage, the lender must check the property meets their criteria for lending.
Your transaction could take significantly longer to complete and incur the cost of an additional solicitor to act for the lender if your lawyer is not on your bank's panel.More than 100 banks and specialist lenders have approved our chosen panel solicitors. We can help you complete your Cardiff transaction smoothly.
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Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can help Cardiff home buyers with the legal work for:
When you purchase a share in a house or flat from a registered provider of social housing, you should use a specialist property lawyer. Shared ownership conveyancing is more complex, as all properties are leasehold. With years of experience, Quittance's panel of expert solicitors will assist you with every step of the process.Shared Ownership
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Selling a property in Cardiff
At the start of the property selling process in Cardiff, your conveyancing solicitor will prepare vital paperwork, including title deeds and the TA6 and TA10 property information forms.
The conveyancer will address potential issues, reply to the buyer's solicitor's inquiries and redeem the existing mortgage. To ensure the transaction is straightforward, your conveyancer will communicate effectively with the other parties, such as estate agents, landlords and lenders.Could the sale of a leasehold property be delayed?
Yes. The conveyancing for selling a leasehold home typically takes longer.
The buyer's solicitor will expect to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and an up-to-date statement of service charges. The time it takes to get these documents together is the common cause of such delays.
It can take a long time to gather this information if it is difficult to contact the landlord or managing agent or they are slow to respond, so the solicitor should get this underway even before you have found a buyer.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
Latest Bank of England base rate now at 5.25% (12 October, 2024)
You will need to verify your preferred solicitor is on your lender's legal panel before you instruct.
We work with solicitors who are panel members for all major building societies and banks, so whether you are switching to a standard variable rate mortgage from HSBC or moving to a home reversion mortgage with Aldermore Bank, our panel solicitors can guide you through the remortgage process.
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Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are purchasing another owner's stake, transferring the ownership of a property to your children or estate planning, you'll need a transfer of equity expert. Your conveyancer will complete all the necessary paperwork for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Cardiff conveyancing fees?
Conveyancing legal fees
These fees are paid to your solicitor or conveyancer for the tasks they complete during your transaction. Your solicitor's quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements (third party costs)
Disbursements are fees that your solicitor or conveyancer will have to pay on your behalf for third-party services. Third-party disbursements include Stamp Duty, property searches and a gypsum search.
Check the T's & C's
Some solicitors' quotes include extra costs in their terms and conditions, resulting in a higher final bill. When you compare conveyancing quotes, watch out for undisclosed fees missing from the original quote.
