Conveyancing in Formby
Conveyancing is the legal process for transferring the ownership of property from one party to another, or the legal work involved in a transfer of equity or remortgage. If you need a solicitor for conveyancing in Formby, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Formby and throughout Sefton with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Birkenhead, Liverpool, Sefton and Wirral
Buying property in Formby
A town in Merseyside, Formby is known for its beach, sand dunes, and the nearby Formby Point. Popular residential areas include Freshfield and Little Altcar. Formby has a railway station, providing links to Liverpool and Southport. Formby has a population of approximately 23,000.
Council Tax in Formby (2023/24)
Formby is in Sefton Metropolitan Borough Council.
| Band | Amount |
|---|---|
| A | £1,486.74 |
| B | £1,734.53 |
| C | £1,982.32 |
| D | £2,230.11 |
| E | £2,725.69 |
| F | £3,221.27 |
| G | £3,716.85 |
| H | £4,460.22 |
What do Formby conveyancing solicitors do?
The conveyancer will handle all the legal elements of buying a home. Your solicitor will order property searches, raise enquires of the seller's solicitor, review the contract of sale and ensure that post-purchase requirements, like registering the property ownership with the Land Registry and paying Stamp Duty Land Tax, are completed.
In addition to standard searches, Formby conveyancing solicitors would also undertake searches for flood risk and historic industrial activity.
Buying a property with a mortgage?
Whether you are a first-time buyer or buying a house of multiple occupancy (HMO), your solicitor must also complete legal work for the bank arranging your mortgage.
Your transaction could take weeks longer to complete if your property lawyer is not on your chosen mortgage provider's panel.
We work with lawyers who can represent the vast majority of banks and specialist lenders, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist home buyers in Formby with the legal work for:
When you buy a flat or house in a Formby conservation area, your conveyancer will check for planning approval issues, including conservation oversight or lack of conservation area consent for alterations. Conservation areas in Formby and across the Sefton local authority include Derby Park, Waterloo, Crosby Hall and Hesketh Road.Buying a flat or house in a conservation area
New Build
The conveyancing process for buying a new build in Formby is more complicated than buying an existing property.
A solicitor in Formby will need to be qualified to handle things like squaring developer incentives with lenders, investigating issues with drains and roads that serve the property and working with warranty providers, including NHBC, Advantage HCI and Ark Residential.
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Leasehold flats
The vast majority of flats are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The legal work for a leasehold home typically takes longer than a freehold home as the freeholder and/or managing agent are also involved.
Causes of numerous delays can range from slow delivery of managing agents' documents to an unreachable freeholder.
Completely Moved's team of leasehold specialists look after hundreds of leasehold clients every month, and our proactive approach can mean faster conveyancing.
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Selling property in Formby
When selling a Formby home, your lawyer will prepare vital paperwork, including the title deeds and the TA6 and TA10 property information forms, and help you complete these forms. The conveyancer will advise on enquiries sent by the buyer's conveyancer, address potential issues and handle the mortgage redemption.
Your solicitor will coordinate with all parties, like estate agents and banks or building societies, confirming that the sale of your home is completed without incident.
Does the conveyancing for selling leasehold take longer?
Yes, that's correct, it can take much more time to complete the legal work on a leasehold house or flat, compared to the sale of a freehold property.
The buyer's conveyancer will expect to see this leasehold-related paperwork. These could include three years' filed accounts for the property management and a copy of the freehold property's buildings insurance. Typically, delays are due to the time needed by the solicitor to get these documents together.
Your solicitor ought to start this process as soon as possible, as the managing agent's information can take a long time to gather if it is difficult to contact the managing agent or landlord.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Formby
Latest Bank of England base rate now at 4.5% (30 April, 2025)
It's a good idea to verify your conveyancing solicitor's lender panel membership before you instruct your solicitor.
We work with remortgage solicitors who are on all major mortgage lenders' panels. Whether you are switching to a 30-year mortgage from Santander or taking out a 3-year tracker rate from Darlington Building Society, we can help you.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are buying out an ex-spouse after a divorce, transferring the ownership of your property to a child or dealing with inheritance tax planning, a transfer of equity is required. Your property lawyer will complete the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Formby?
Legal fees
Your solicitor's quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes. These fees are what your conveyancer charges you for the legal work that they complete on your behalf.
Disbursements
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, including Stamp Duty, property searches and a leasehold information pack.
Check for additional fees
Double-check for additional fees or charges, if you are comparing quotes. Some firms include extra costs in the small print. This can mean a higher final bill.
