Conveyancing in Ilfracombe
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you're looking for a conveyancing solicitor in Ilfracombe, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Ilfracombe and throughout North Devon with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Barnstaple, Bideford, Bude and Minehead
Buying property in Ilfracombe
A seaside resort in North Devon, Ilfracombe is known for its Ilfracombe Harbour, Verity statue, and the nearby Exmoor National Park. Ilfracombe is well-served by bus routes to Barnstaple. Ilfracombe has a population of approximately 11,500.
Council Tax in Ilfracombe (2023/24)
Ilfracombe is in North Devon District Council.
Band | Amount |
---|---|
A | £1,519.25 |
B | £1,772.46 |
C | £2,025.67 |
D | £2,278.88 |
E | £2,785.30 |
F | £3,291.71 |
G | £3,798.13 |
H | £4,557.76 |
What do conveyancing solicitors do?
The conveyancing solicitor oversees all post-offer aspects of purchasing a house or flat.
They will raise questions for the seller's solicitor, order searches, review the contract of sale and complete any post-sale actions, such as paying SDLT and HMLR registration.
Further to the standard checks and searches, Ilfracombe conveyancing solicitors would also undertake checks for issues related to flood risk, radon gas and mundic.
Are you buying a home with a mortgage?
As part of the conveyancing process, your solicitor also has to handle legal due diligence on behalf of your mortgage lender.
If your lawyer isn't accepted on your mortgage provider's panel, it could take weeks longer to complete your purchase.
Over 100 lenders have approved our chosen panel lawyers, so we can help you complete your Ilfracombe transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can assist home buyers in Ilfracombe with the legal work for:
When you buy a house or flat in an Ilfracombe conservation area, your property lawyer will need to check for planning approval issues, e.g. new boundaries, fences and railings or paint and colour scheme restrictions. Conservation areas in Ilfracombe and across the North Devon local authority include:Buying in a conservation area
New Build
The legal work for buying a new build property in Ilfracombe is often complex.
A solicitor in Ilfracombe must be able to deal with things like checking the suitability of new build insurance, checking planning conditions have been fulfilled and checking new build warranties with warranty providers, including NHBC, Advantage HCI and Ark Residential.
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Leasehold property
Buying a leasehold property in England or Wales can be very involved. The many potential complications lying in wait for an uninformed purchaser can include legally technical issues like unreasonable managing agent fees and onerous covenants.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a house or flat in Ilfracombe
For the sale of an Ilfracombe house or flat, your solicitor will prepare vital paperwork, including property information forms and the sale contract.
The conveyancer's duties entail overcoming hurdles such as missing planning consent, answering the buyer's solicitor's questions and handling the mortgage redemption.
By taking action to work with all parties, like agents, managing agents and lenders, your conveyancer will help make sure your move is completed without incident.
Does it take longer to sell a leasehold property?
Yes. The conveyancing for selling a leasehold home can be seriously delayed.
The solicitor acting for the buyer will need to review this leasehold-related paperwork. These could include a current statement of service charges and a copy of buildings insurance for the common parts of the property. The time required by the seller's conveyancer to gather this paperwork is the common cause of such delays.
It can take a long time to gather these details if it is difficult to contact the landlord or managing agent, so the seller's solicitor should start this process before a buyer has even been found.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The official base rate is 4.5% (19 March, 2025)
You will need to check the solicitor that you want to carry out the legal work for your remortgage is approved by your mortgage lender before you instruct your solicitor.
Our remortgage panel solicitors are on the solicitor panels of over 100 lenders, so whether you are switching to a discount mortgage from the Co-operative Bank or moving to an interest only mortgage with Cynergy Bank, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are transferring the ownership of your home to your daughter, son or other family member, purchasing another owner's stake or tax planning for the future, a transfer of equity is required.
Your legal representative will complete the process for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Ilfracombe?
When you are comparing quotes, it isn't always easy to be certain you are comparing like to like.
Conveyancing solicitors fees
These fees are paid to your lawyer for the legal work that they complete during your property transaction. Your solicitor's quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete.
Conveyancing disbursements
The quote will include necessary third-party costs, called disbursements, including Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Are the conveyancing fees fixed?
Some firms may include additional charges in their terms and conditions. This can lead to a higher-than-expected final bill. Watch out for additional charges, if you are comparing conveyancing quotes.