Conveyancing in Swansea
Conveyancing is the legal process a solicitor follows to ensures the proper transfer of property from one owner to another. If you're looking for a conveyancing solicitor in Swansea, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Swansea and throughout Glamorgan with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Llanelli, Neath, Port Talbot, Porthcawl and Manchester
Buying property in Swansea
The largest Welsh city after Cardiff, Swansea is also a county, and includes the beautiful Gower Peninsula and Swansea Bay. Swansea originally developed as centre for metals and mining, especially copper, but now more than 90% are employed in a wide variety of service sector jobs.
Property styles vary by area, with the centre of Swansea offering a mix of Victorian terraces and post-war semis and the marina featuring modern apartments. Further out, homes in the pretty villages of the Gower Peninsula cost up to 50% more than the average Swansea home, but enjoy an idyllic coastal setting.
Council Tax in Swansea (2023/24)
| Band | Amount |
|---|---|
| A | £1,262.37 |
| B | £1,472.76 |
| C | £1,683.15 |
| D | £1,893.55 |
| E | £2,314.34 |
| F | £2,735.13 |
| G | £3,155.92 |
| H | £3,787.10 |
| I | £4,418.28 |
What does a conveyancing solicitor do?
A conveyancing solicitor oversees all post-offer aspects of purchasing a house or flat. This means carrying out comprehensive due diligence, like raising enquires, local authority searches (e.g. from Swansea Council) and reviewing contracts.
Swansea conveyancing solicitors would also undertake coal mining searches, as well as issues related to farming and agricultural land.
Buying with a mortgage?
As part of the process of buying a house, your solicitor also has to handle legal due diligence on behalf of the bank. Your transaction could take weeks longer if your property lawyer is not on your bank's panel.
More than 100 mortgage lenders have approved our chosen panel solicitors. We can help you complete your Swansea transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can assist Swansea home movers with conveyancing for:
Shared ownership (sometimes referred to as shared equity) means buying only a share in the property from a housing association. Shared ownership conveyancing is more involved. This is because contracts are more complicated, and housing associations work to tight deadlines. With years of experience, our panel of specialist property lawyers will assist you with every step of the process.Shared Ownership
4.8 out of 5
When we factored in eveything that was included - this was the best quote we could find
Selling a property in Swansea
When you begin the process to sell a home in Swansea, the solicitor will first compile key documents, including the draft contract and property information forms.
The lawyer's duties entail sorting out potential snags, answering the buyer's solicitor's enquiries and redeeming the mortgage.
The solicitor will coordinate with all parties, including estate agents, landlords and lenders, confirming that the sale is completed successfully.
Does sale conveyancing take longer for leasehold?
Yes, that's correct, it can take much more time to carry out the legal work to sell leasehold properties, compared to the sale of a freehold property.
The solicitor acting for the buyer will want to see these documents. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. Delays are usually caused by the time needed by the solicitor to gather this paperwork.
It can take a long time to gather this information if it is difficult to contact the managing agent, so the seller's solicitor ought to start this process even before you have found a buyer.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Swansea
The base interest rate is 5.25% (22 January, 2025)
Before instructing, you should confirm that your conveyancing solicitor is able to act for your mortgage lender.
We work with solicitors who are approved members of the majority of banks and building societies. Whether you are switching to a fixed rate mortgage from Lloyds Bank or taking out a flexible mortgage from Atom Bank, we can help your remortgage complete quickly.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are gifting a share of a property, inheritance tax (IHT) planning or adding your spouse to the deeds, you will need to work with a conveyancing solicitor to handle the transfer of equity. Your property lawyer will quickly and efficiently complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Swansea?
What is and is not included in a conveyancing quote isn't always clear at first glance.
Conveyancing fees
These fees are what your solicitor charges you for the tasks they complete during your property transaction. Your solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
Disbursements are third-party costs paid by your solicitor on your behalf. Examples of disbursements include Local authority searches, Stamp Duty or a plan search.
Check what's included in your conveyancing quote
Some solicitors' quotes may include additional charges in their terms and conditions. This can lead to a total cost that's much higher than the initial quote. When you compare conveyancing quotes, beware of extra fees.
