Conveyancing in Tonbridge
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you're looking for a conveyancing solicitor in Tonbridge, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Tonbridge and throughout Tonbridge and Malling with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Chatham, Gillingham and Medway
Buying property in Tonbridge
A market town in Kent, Tonbridge is known for its 11th-century Tonbridge Castle, its range of independent shops, and its beautiful River Medway. The town offers a range of housing options.
Tonbridge railway station provides frequent services to London, making it a popular area for commuters. The town has a population of approximately 41,000.
Council Tax in Tonbridge (2023/24)
Tonbridge is in Tonbridge and Malling Borough Council.
| Band | Amount |
|---|---|
| A | £1,444.47 |
| B | £1,685.22 |
| C | £1,925.96 |
| D | £2,166.71 |
| E | £2,648.20 |
| F | £3,129.69 |
| G | £3,611.18 |
| H | £4,333.42 |
What will my solicitor do?
A property lawyer plays a key role after an offer has been accepted.
Your lawyer will raise enquires of the seller, order searches, review the contract of sale and fulfil post-completion formalities, like HMLR registration and paying Stamp Duty.
Further to the standard checks and searches, Tonbridge conveyancing solicitors may also carry out chalk mining searches.
Purchasing a property with a mortgage?
Whether you are buying a second home or buying a new build property 'off-plan', your solicitor must also complete legal work for the mortgage lender.
If your conveyancer isn't accepted on your mortgage provider's panel, it may take weeks longer to purchase your property.
Our chosen partner solicitors have established relationships with the majority of building societies, banks and lenders, from larger lenders like Nationwide to Yorkshire Building Society, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist Tonbridge buyers with conveyancing for:
When you purchase a property in a conservation area, your lawyer will check for planning approval issues, including missing consents for basement work or solar panel visibility. Conservation areas in Tonbridge and the Tonbridge and Malling local authority include:Buying in a conservation area
Approximately 500,000 listed properties exist across the country, and around 1,350 of which are in Tonbridge and Malling Borough Council. Listed buildings in and around Tonbridge include: Listed properties can be a joy to own, but they come with their share of complexities. Examples of the duties that listed building owners face include use of traditional methods and materials for maintenance, and consent for additions like satellite dishes or external lighting. Our expert conveyancing solicitor panel will discuss with you the legal duties your ownership will impose. Read more:Listed buildings
Leasehold flats
Over 90% of flats in the UK are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The conveyancing for a leasehold home will usually take more time than a freehold house because there is more to prepare and more technical complexity exists.
Delays in leasehold transactions could include anything from out-of-date contact information for the freeholder to slow receipt of the managing agent information.
Completely Moved's expert leasehold solicitors look after hundreds of leasehold clients every month. Our proactive approach means fewer obstacles.
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Selling a house or flat in Tonbridge
As part of the property selling process in Tonbridge, your conveyancing solicitor will arrange all the necessary documentation, including the sale contract and ID forms.
Responsibilities include sorting out potential snags, responding to the buyer's solicitor's enquiries and redeeming the mortgage.
In order to facilitate a faster completion, your conveyancer will also communicate effectively with all parties, such as agents, managing agents and lenders.
Does it take longer to sell a leasehold property?
Yes, compared to freehold conveyancing. Sale conveyancing for a leasehold property can take much longer.
The buyer's solicitor will expect to see these documents, like management company information and an up-to-date statement of service charges. Delays are usually the result of the time needed by the solicitor to get these documents together.
It can take a long time to gather this information if it is difficult to contact the managing agent, so the solicitor ought to start this process even before a sale has been agreed.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Tonbridge
The base interest rate is 5.25% (7 December, 2024)
Make sure you double-check your conveyancer's lender panel status before you instruct.
Quittance panel solicitors can work on behalf of almost all building societies and banks. Whether you are switching to a 30-year mortgage from Metro Bank or moving to a first time buyer mortgage with Atom Bank, our panel solicitors can guide you through the remortgage process.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Tonbridge
Whether you are gifting a share of a property, buying out an ex-partner or estate planning, you will need a solicitor or licensed conveyancer to carry out a transfer of equity. Your conveyancer will complete the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Tonbridge?
Conveyancing fees
These fees are what your lawyer charges you for the legal work that they complete. Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements
Disbursements are additional costs on top of your lawyer's fees for third-party costs incurred on your behalf. Examples of disbursements include Stamp Duty and Land Registry fees.
Check the terms and conditions
Some solicitors' quotes may set out extra costs in the small print, leading to a higher-than-expected final bill. If you are comparing quotes, watch out for undisclosed fees missing from the original quote.
